If you leave your retirement plan assets to your heirs they will be taxed twice. After the assets are diminished by estate taxes they will be further reduced by the income tax your heirs will have to pay on what they receive! You can stop the Incredible Shrinking IRA by naming Women's American ORT as the primary beneficiary.

When you make this charitable gift, the death benefit qualifies for an estate tax deduction and the asset passes to Women's American ORT without being subject to income tax. Your heirs will benefit from this arrangement because they can receive other assets, such as life insurance policies, that are free of any income tax obligation.

You spent a lifetime building your assets to benefit the people and causes you care about. Savvy estate planning and charitable giving can ensure that your intentions are fulfilled. Call 1-800-51-WAORT to learn more.